Why buy epli insurance

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Many of the companies we represent can provide you with a variety of convenient options for paying your premium bill. Please refer to each company's Web site for information on any applicable fees, cutoff times, etc. Any lawyer an employer hires to defend it should solely look out for the interests of the employer. But with panel counsel, the lawyer often has the competing concern to maintain a solid relationship with the insurer which, after all, is feeding cases to the lawyer.

That can create situations where the lawyer is not necessarily doing what is solely in the best interests of the employer. For example, an employer may wish to exonerate itself and take a case to trial.

The insurer, of course, may prefer to avoid that expense and push for a quick settlement. This can present a conflict for the lawyer, who was brought into the case by the insurer and almost certainly hopes to continue to get referrals of cases from the insurer in the future.

In a real-world example, in the summer of , an employer sued its EPLI insurer and its panel-provided lawyer in the Los Angeles Superior Court for bad faith and legal malpractice. The employer, who had been sued by a former employee on a multitude of claims, alleged the lawyer consistently treated the insurer as the true client, and defended the case in a manner which directed liability to the claims with little or no insurance coverage and away from those for which there was strong EPLI coverage.

Rather than fearfully awaiting such a false claim, seek a peace of mind by adding this coverage. Discrimination comes in many forms, age, sex, race and disability. As a business owner, you have to be very careful about the questions you ask in an interview. A large number of employment practices related lawsuits come from unhappy former employees who feel they were let go for unfair reasons.

With just a few mouse clicks, your disgruntled former employees could file a case against you on either of these entities websites. Not living up to your end of an employment contract with one of your employees can land you in hot water quickly.